How to Create a Working US PayPal Account to Use in Ghana (2024 Guide)

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Here’s a professional, post on How to Create a Working US PayPal Account to Use in Ghana (2024 Guide)

PayPal remains one of the best online payment platforms, but Ghanaians face restrictions when using it. Many freelancers, online sellers, and digital entrepreneurs need a US PayPal account to receive payments globally.  


In this guide, you’ll learn:  

✅ **Why Ghanaian PayPal accounts are limited**  

✅ **Step-by-step method to create a US PayPal account** (without a US phone number)  

✅ **How to verify and withdraw funds to Ghana**  

✅ **Alternatives if PayPal doesn’t work for you**  


*Why Can’t Ghanaians Use PayPal Fully?*

PayPal Ghana only allows sending money, not receiving payments. This limits:  

- Freelancers on Fiverr, Upwork  

- Affiliate marketers (Amazon, ClickBank)  

- Online business owners  


A US PayPal account solves this problem by enabling:  

✔ Receiving payments from clients worldwide  

✔ Withdrawing to a *US virtual bank account*

✔ Using PayPal for Shopify, eBay, and more  


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*How to Create a US PayPal Account in Ghana (2024 Method)*


Step 1: Use a US VPN (Recommended: NordVPN or ExpressVPN)*

- Connect to a US server (e.g., New York).  

- Clear your browser cookies or use Incognito Mode.  


Step 2: Sign Up with a US Address*

- Visit [PayPal US](https://www.paypal.com/us/) (not .com.gh).  

- Use a real US address (You can get one from services like MyUS.com Or Shipito).  


Step 3: Use a US Phone Number (Free Option Available)

- Get a free US number from apps like TextNow or Google Voice.  

- Enter this number for verification.  

Step 4: Link a Virtual US Bank Account

- Use Payoneer, Wise (formerly TransferWise), or Revolut to get a US bank account.  

- Link it to PayPal under Bank and Cards." 


Step 5: Verify Your PayPal Account

- PayPal may ask for ID verification. Use your Ghanaian passport or driver’s license.  

- Wait 24-48 hours for approval.  


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How to Withdraw PayPal Funds to Ghana

Since PayPal Ghana doesn’t support direct withdrawals, use these methods:  


 1. Payoneer (Best for Freelancers)

- Link Payoneer to PayPal.  

- Withdraw to Payoneer → Mobile Money/Bank.  


2. Wise (TransferWise) – Low Fees

- Transfer from PayPal → Wise USD account → Ghana Cedis.  


3. Sell PayPal Balance (P2P Exchange)

- Use platforms like Paxful or local exchangers (be careful of scams).  

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Alternative Payment Methods for Ghanaians

If PayPal is too complicated, try:  

- Wise (Best for Int’l Transfers)

- Payoneer (Freelancer-Friendly)

- Skrill (Works with Betting & Forex)


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Final Thoughts

A US PayPal account unlocks global payments for Ghanaians. Follow this guide carefully to avoid bans.  


💡 Need help? Comment below!  


📌 Want more tips?

Read:  

-[Best Freelancing Sites for Ghanaians]

And Many More


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